This has nothing and every thing to do with photography! I had to share!

For those of you who own your home, you know how much your credit score plays into what kind of loan and interest rate you end up with. It’s almost sickening when you realize how much these three little scores affect your life. Brian and I have been working hard at improving our credit scores. And we’re so fortunate b/c one of our closest friends, Zane Ferry, has also been our loan officer for years. His daughter was the Easter bunny hit! 😉

So a couple months ago, Zane came across this new tool where you can pay $30, and it will run a report telling you what exact amount to pay on a specific credit card and how many points it will raise your score! To good to be true, huh! He tried it first and has been keeping Brian and I updated. So far every thing they advise has worked even better than what they predicted. So last night we had him run the program for us, and I about fell over when we got the results!

I had been thinking about paying a large amount on one of our credit cards to get the balance down, but the report said that if I only paid $462 down on a different card it would boost one of my credit scores 37 points! What do I have to lose but try! 🙂 I’ll keep you updated on what happens!

What does this have to do with photography? Every thing! If you get to the point where you want to apply for a SBA or line of credit for your business, the first thing they look at is your credit scores. So having your scores as high as possible (710 or higher) can save you a lot of money! Brian and I are wanting to invest more in the real estate arena, so we’ve already hired ecreditattorney, but this little tool Zane found is so GREAT! I’m smiling ear to ear this morning!

If you want to have Zane run this tool for you, here is his cell. He’s probably going to kill me for giving this out, but seriously, this program he has is unbelievable (and he’s an AMAZING loan guy!! 🙂 253-752-3325.